The prices on the Horizon Outlet store could save you money, but they’re by no means competitive. Home items such as kitchen and bath supplies, decor, and appliances.Apparel, jewelry, accessories, and footwear for kids, men, and women.The Horizon Outlet store is an online megastore that features a decent number of shopping opportunities including: Plus, with both these cards, you can spend anywhere they’re accepted (which is almost everywhere), rather than just the Horizon Outlet.īut, speaking of the Horizon Outlet store, let’s take a closer look at what it has to offer. It also reports to the three major credit bureaus, so building your credit with a secured card is a good option. It too starts with a $200 credit limit, but can go up to $1,000. You could opt for a secured credit card instead of Horizon Gold. Or, you could go with the Capital One Platinum Secured Credit Card. Secured credit cards offer a limited credit line (based on a security deposit that you make initially) that can also help you establish good credit. $500 is more than double what some secured credit cards offer.īut, it’s worth noting that secured cards are another great (and better) option for people with bad credit. The one thing Horizon Gold has going for it is that it has a fairly high credit limit compared to some other bad credit score cards available. It has no annual fee, and as long as you pay off your balance in full each month, you’re much better off with a REDcard or other store cards. While the REDcard has a higher APR and late fees, it’s an all-around better card. It offers 5% back on all Target purchases (which offer better prices than the Horizon Outlet-but more on that below). The REDcard requires a credit score of at least 620, so not everyone can get this card.īut, compared to Horizon Gold, the Target REDcard is a great deal. But, carefully consider if a credit card is the right move for you if you have trouble with over spending. This is a great advantage for anyone who has lousy credit or that keeps getting denied for a credit card. The first major difference between Horizon Gold and other store cards is that it doesn’t require any employment documentation, and the card issuer will not run a credit check when you apply. Take the REDcard from Target for example. Instead, let’s compare this card to other store cards. Taking A Closer Look At The Horizon Gold Cardīecause Horizon Gold isn’t really a credit card, it shouldn’t be compared to other cards that deliver more exciting features like enticing cash back rewards. Benefits like My Privacy Protection, My Universal RX, My Legal Assistance, and roadside assistance. ![]() In addition, you’ll receive roadside assistance, discounts on prescription medicines, and access to My Legal Assistance benefits.īut, these features don’t really outweigh some of the cons associated with Horizon Gold. You will receive a $500 credit limit that comes with an unsecured card, which also comes with a 0% APR. There aren’t any bonuses, or even great terms with this card, but there’s no credit or employment check to get approved-which should automatically leave you suspicious. Rather, it’s a store card that can only be used at the Horizon Outlet store online. In fact, it’s not actually a credit card at all. Horizon Gold isn’t your typical credit card. ![]()
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